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ALL POSTS
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KCStark
3 min read
Inflation Drops to 2.9% in July: What It Means for Home Buyers, Sellers, and Real Estate Agents
Breaking News: U.S. Inflation Slows to 2.9% in July, Paving the Way for Potential Fed Rate Cuts Hey America! Some good news just came in—...
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KCStark
2 min read
Rate Drop: What’s Happening with 30-Year Mortgage Rates? Here's the Scoop as of May 3, 2024
Quick Update on Mortgage Rates Heads up, everyone! Over the past couple of days, 30-year mortgage rates have taken a nice dip, hitting...
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KCStark
2 min read
Unlocking Real Estate Potential with Fannie Mae's New 5% Down Option
Fannie Mae's New 5% Down Option Owner Occupied Multiplexes Welcome to a new horizon in real estate and home hacking! I'm KC Stark, your...
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KCStark
2 min read
The Silver Lining: US Inflation Trends Fueling Optimism in Real Estate Horizons
The annual inflation rate drops from 9.1% in June 2022 to 3.7% for the year ending September 2023 In the financial theater, inflation...
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KCStark
2 min read
New Rules: FHFA Raising Conforming Loan Limits!
The Dawn of New Opportunities in Colorado Springs Real Estate: UWM's Raised Conforming Loan Limits Hello, real estate enthusiasts in the...
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KCStark
1 min read
10 Step Success Checklist for Home Buyers and Agents
This workflow provides a clear and organized approach to managing real estate transactions, aiding real estate agents in ensuring that…
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KCStark
4 min read
3-2-1: Unlocking the Mystery of Seller Contributions in Mortgage Buydowns
The Scoop on Seller Contributions and Buydowns: Savings! If you’ve dipped your toes in the home buying world, you’ve probably come across...
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KCStark
2 min read
Game Changer: The POTUS Unveils New Blueprint for Housing in America
New 'Housing Supply Action Plan' in America There's never a dull moment in the housing market, and this week has been no different. In a...
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KCStark
3 min read
Home Buyers & Sellers Take Note as Inflation Rate Falls Again
Trending Now: Inflation Rate Falls for a 12th Straight Months Exciting news in the economic sphere as the inflation rate has witnessed a...
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KCStark
3 min read
From Revolutionary Dreams to Realty: America's Journey to Independence and Home Ownership
America's Journey to Independence and Home Ownership In the balmy summer of 1776, the air of Philadelphia was fraught with tension and...
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KCStark
2 min read
Breaking News: The Rise of the Homeowner Millennials!
Millennials are no longer just “generation rent,” they’re “generation buy.” In a surprising turn of events, millennials have officially...
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KCStark
2 min read
Good news: USA Reaches Lowest Inflation Since 2021
Good news, folks! Inflation has risen just 0.1% in March, which is less than what was expected. Thanks to the Federal Reserve’s interest...
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KCStark
2 min read
Fannie Mae Launching New Automated Appraisal Product on April 15 - Could Put Appraisers Out of Work
Breaking news: upcoming changes in the mortgage industry that might affect our work as loan officers, brokers, real estate agents - and...
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KCStark
3 min read
Breaking News: Freddie Mac Expands ‘Related Person’ Definition for Gift Funds!
Good news for America's home shoppers! In a move that will please potential homeowners across the country, Freddie Mac has announced a...
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KCStark
3 min read
Late Rent Payments: What Do Freddie Mac Fannie Mae & HUD Say?
Late mortgage payments can have an impact on your ability to get a loan. However, lenders like Fannie Mae, Freddie Mac, and HUD are not...
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KCStark
3 min read
Buyer’s Guide: Conventional loans and Federal Housing Administration (FHA)
Conventional loans and Federal Housing Administration (FHA) loans are both popular mortgage options for homebuyers in the United States....
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KCStark
4 min read
Mortgage Rates: Why Did the Interest Rates on Mortgages Drop After the FED Raised Rates?
Good news home shoppers! Mortgage rates dropped to their lowest levels since late 2022 AFTER the Federal Reserve raised rates. The...
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KCStark
2 min read
Top 10 Checklist: Self-Employed How to Qualify for a Conventional Home Loan
If you are self-employed and looking to qualify for a conventional loan, there are several steps you can take to improve your chances of...
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KCStark
3 min read
Conventional Home Loans 101
The conventional loan program is a type of mortgage that is not insured or backed by the government. These loans are offered by private...
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KCStark
2 min read
The Fair Housing Act: 101
The Fair Housing Act is a federal law in the United States that prohibits discrimination in the sale, rental, and financing of housing based
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