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ALL POSTS
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KCStark
4 min read
3-2-1: Unlocking the Mystery of Seller Contributions in Mortgage Buydowns
The Scoop on Seller Contributions and Buydowns: Savings! If you’ve dipped your toes in the home buying world, you’ve probably come across...
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KCStark
2 min read
We Buy Ugly Houses: It’s Ugly Out There
Protecting Homeowners: Loopholes in Real Estate Regulations Exposed Woman's Struggle to Protect Her Mother's Home A woman sold her Kansas...
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KCStark
2 min read
Game Changer: The POTUS Unveils New Blueprint for Housing in America
New 'Housing Supply Action Plan' in America There's never a dull moment in the housing market, and this week has been no different. In a...
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KCStark
2 min read
Inflation Hits 26-Month Low: A Quick 101 of Inflation and CPI
Inflation and the Consumer Price Index: A Quick Guide Inflation is the rise in prices over time, reducing the value of money. The...
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KCStark
2 min read
Equifax Experian TransUnion Expect to remove nearly 70% of medical debt
Good news for American consumers seeking to purchase homes and establish credit! Fact: the Consumer Financial Protection Bureau reports...
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KCStark
2 min read
Fannie Mae Launching New Automated Appraisal Product on April 15 - Could Put Appraisers Out of Work
Breaking news: upcoming changes in the mortgage industry that might affect our work as loan officers, brokers, real estate agents - and...
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KCStark
3 min read
Get Ready for More Affordable VA Mortgages This Homebuying Season!
Good news for veterans and military families! The U.S. Department of Veterans Affairs (VA) is making home buying more affordable by...
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KCStark
2 min read
Breaking HUD News: New Homebuyer Savings and End of Covid Guidelines Today!
If you're a home shopper in the USA today, chances are you're reading news about rising rates. Buyers rejoice! The Department of Housing...
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KCStark
2 min read
The Single Family "Turnkey" Mortgage Program in El Paso County Colorado
The Single Family "Turnkey" Mortgage Program in El Paso County, Colorado is a program aimed at helping low- to moderate-income homebuyers...
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KCStark
3 min read
Late Rent Payments: What Do Freddie Mac Fannie Mae & HUD Say?
Late mortgage payments can have an impact on your ability to get a loan. However, lenders like Fannie Mae, Freddie Mac, and HUD are not...
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KCStark
3 min read
Buyer’s Guide: Conventional loans and Federal Housing Administration (FHA)
Conventional loans and Federal Housing Administration (FHA) loans are both popular mortgage options for homebuyers in the United States....
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KCStark
2 min read
What are Mortgage Loan Closing Costs? Shopper's Guide
Closing costs are the fees and charges associated with finalizing a mortgage loan. These costs can vary depending on several factors,...
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KCStark
2 min read
Home Loan Fees 101: Lender Title and State Fees
Mortgage fees can be categorized into three general categories: lender-controlled fees, title-related fees, and state-imposed fees. Here...
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KCStark
3 min read
Mortgage Shopping 101: What Type of Lender is Best for You?
When you're shopping for a mortgage, you'll find that there are several types of lenders to choose from. Each type of lender has its own...
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KCStark
4 min read
VA Loan Guide - Know What Lenders Know
If you're a veteran or active-duty member of the military, buying a home can feel like an overwhelming process. But with the VA loan...
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KCStark
4 min read
Mortgage Rates: Why Did the Interest Rates on Mortgages Drop After the FED Raised Rates?
Good news home shoppers! Mortgage rates dropped to their lowest levels since late 2022 AFTER the Federal Reserve raised rates. The...
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KCStark
2 min read
Top 10 Checklist: Self-Employed How to Qualify for a Conventional Home Loan
If you are self-employed and looking to qualify for a conventional loan, there are several steps you can take to improve your chances of...
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KCStark
2 min read
3 Big Myths About Your FICO Scores: Hard Pull vs Soft Pull Explained
There are many myths about FICO credit scores, but here are three common ones: Checking your credit score will lower it: This is not...
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KCStark
2 min read
New VA Home Loan Benefit Act Changes Rules on Appraisals
Breaking news for VA homebuyers, sellers, home appraisers, and real estate agents. The Improving Access to the VA Home Loan Act of 2022...
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KCStark
3 min read
How To Qualify for a One-time Close Construction Loan in Colorado
Since the pioneer's cry of "Pikes Peak or Bust!," Americans have been heading to Coloardo in search of a heatlhy lifestyle and...
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